{"id":248,"date":"2026-05-29T18:33:54","date_gmt":"2026-05-29T13:03:54","guid":{"rendered":"https:\/\/quals21.in\/?p=248"},"modified":"2026-06-07T18:54:32","modified_gmt":"2026-06-07T13:24:32","slug":"understanding-banking-insurance-and-mutual-funds-in-india","status":"publish","type":"post","link":"https:\/\/quals21.in\/?p=248","title":{"rendered":"Understanding Banking, Insurance, and Mutual Funds in India"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/quals21.in\/wp-content\/uploads\/2026\/05\/ChatGPT-Image-May-29-2026-04_57_13-PM-1024x683.png\" alt=\"\" class=\"wp-image-249\" srcset=\"https:\/\/quals21.in\/wp-content\/uploads\/2026\/05\/ChatGPT-Image-May-29-2026-04_57_13-PM-1024x683.png 1024w, https:\/\/quals21.in\/wp-content\/uploads\/2026\/05\/ChatGPT-Image-May-29-2026-04_57_13-PM-300x200.png 300w, https:\/\/quals21.in\/wp-content\/uploads\/2026\/05\/ChatGPT-Image-May-29-2026-04_57_13-PM-768x512.png 768w, https:\/\/quals21.in\/wp-content\/uploads\/2026\/05\/ChatGPT-Image-May-29-2026-04_57_13-PM.png 1536w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<!-- ========================================= -->\n<!-- BILINGUAL FINANCIAL AWARENESS ARTICLE -->\n<!-- ENGLISH + PAITE LANGUAGE SWITCH -->\n<!-- Optimized for Jetpack \/ WordPress Code Editor -->\n<!-- ========================================= -->\n\n<div style=\"text-align:center; margin-bottom:25px;\">\n\n<button onclick=\"showEnglish()\" style=\"padding:10px 20px; margin-right:10px; border:none; border-radius:5px; cursor:pointer; font-size:16px;\">\nEnglish\n<\/button>\n\n<button onclick=\"showPaite()\" style=\"padding:10px 20px; border:none; border-radius:5px; cursor:pointer; font-size:16px;\">\nPaite\n<\/button>\n\n<\/div>\n\n<script>\nfunction showEnglish() {\n  document.getElementById(\"english-section\").style.display = \"block\";\n  document.getElementById(\"paite-section\").style.display = \"none\";\n}\n\nfunction showPaite() {\n  document.getElementById(\"english-section\").style.display = \"none\";\n  document.getElementById(\"paite-section\").style.display = \"block\";\n}\n<\/script>\n\n<!-- ========================================= -->\n<!-- ENGLISH VERSION -->\n<!-- ========================================= -->\n\n<div id=\"english-section\">\n\n<h1>Understanding Banking, Insurance, and Mutual Funds in India<\/h1>\n\n<p style=\"margin-top:-8px; font-size:16px; color:gray;\">\nBy Chinzakhual Khuptong (Steve)\n<\/p>\n\n<h2>A Simple Financial Awareness Guide for Everyone<\/h2>\n\n<hr>\n\n<p>\nFinancial literacy is becoming increasingly important in modern life. Today, almost everyone uses banks, insurance services, or investment platforms in some form. However, many people still do not clearly understand how these systems work, how they differ, or who regulates them.\n<\/p>\n\n<p>\nIn India, three major regulators supervise the financial system:\n<\/p>\n\n<ul>\n<li><strong>RBI (Reserve Bank of India)<\/strong> \u2192 regulates banks<\/li>\n<li><strong>IRDAI (Insurance Regulatory and Development Authority of India)<\/strong> \u2192 regulates insurance companies<\/li>\n<li><strong>SEBI (Securities and Exchange Board of India)<\/strong> \u2192 regulates stock markets and mutual funds<\/li>\n<\/ul>\n\n<p>\nThese regulators help protect customers, maintain financial stability, and ensure transparency.\n<\/p>\n\n<hr>\n\n<h2>1. Banking and RBI<\/h2>\n\n<p>\nBanks are mainly used for:\n<\/p>\n\n<ul>\n<li>Saving money<\/li>\n<li>Depositing and withdrawing cash<\/li>\n<li>Receiving salaries<\/li>\n<li>Sending money<\/li>\n<li>Paying bills<\/li>\n<li>Taking loans<\/li>\n<\/ul>\n\n<p>\nBanks are generally designed for safety and convenience rather than very high profit growth.\n<\/p>\n\n<p>\nSavings account interest is usually low. However:\n<\/p>\n\n<ul>\n<li>Fixed Deposit (FD)<\/li>\n<li>Recurring Deposit (RD)<\/li>\n<\/ul>\n\n<p>\ncan provide slightly better returns compared to regular savings accounts.\n<\/p>\n\n<h3>Examples of Banks<\/h3>\n\n<p><strong>Public Sector Bank<\/strong><\/p>\n\n<ul>\n<li>State Bank of India (SBI)<\/li>\n<\/ul>\n\n<p><strong>Private Sector Banks<\/strong><\/p>\n\n<ul>\n<li>HDFC Bank<\/li>\n<li>ICICI Bank<\/li>\n<li>Axis Bank<\/li>\n<\/ul>\n\n<h3>Popular Banking Apps<\/h3>\n\n<ul>\n<li>YONO SBI<\/li>\n<li>HDFC Bank MobileBanking<\/li>\n<li>iMobile Pay by ICICI Bank<\/li>\n<li>Axis Mobile<\/li>\n<\/ul>\n\n<p>\nUsing these apps, people can transfer money, open deposits, pay bills, use UPI, check balances, and modify account details directly from smartphones.\n<\/p>\n\n<p>\nRBI supervises banks and ensures the banking system remains safe and trustworthy.\n<\/p>\n\n<hr>\n\n<h2>2. Insurance and IRDAI<\/h2>\n\n<p>\nInsurance is mainly meant for financial protection, not primarily for profit generation.\n<\/p>\n\n<p>\nThe purpose of insurance is to reduce financial burden during emergencies, accidents, illness, or death.\n<\/p>\n\n<h3>Common Types of Insurance<\/h3>\n\n<ul>\n<li>Life Insurance<\/li>\n<li>Health Insurance<\/li>\n<li>Vehicle Insurance<\/li>\n<li>Accident Insurance<\/li>\n<\/ul>\n\n<h3>Examples of Insurance Companies<\/h3>\n\n<p><strong>Public Sector Insurance Company<\/strong><\/p>\n\n<ul>\n<li>LIC of India<\/li>\n<\/ul>\n\n<p><strong>Private Insurance Companies<\/strong><\/p>\n\n<ul>\n<li>HDFC Life<\/li>\n<li>ICICI Lombard<\/li>\n<li>Star Health Insurance<\/li>\n<\/ul>\n\n<h3>Popular Insurance Apps<\/h3>\n\n<ul>\n<li>LIC Customer App<\/li>\n<li>HDFC Life App<\/li>\n<li>Policybazaar<\/li>\n<li>ACKO Insurance<\/li>\n<\/ul>\n\n<p>\nThrough these apps, people can buy insurance, pay premiums, download policy documents, file claims, and track insurance coverage.\n<\/p>\n\n<p>\nIn life insurance, people usually pay smaller premiums regularly for long-term financial protection.\n<\/p>\n\n<p>\nThe main purpose of life insurance is family protection. If the earning member dies unexpectedly, the insurance amount may help support parents, spouse, children, or dependents financially.\n<\/p>\n\n<p>\nIRDAI ensures that insurance companies follow fair practices and protect customers properly.\n<\/p>\n\n<hr>\n\n<h2>3. Mutual Funds, Investments, and SEBI<\/h2>\n\n<p>\nMutual funds are investment products designed mainly for long-term wealth creation.\n<\/p>\n\n<p>\nMutual funds collect money from many investors and invest in stocks, bonds, government securities, and other market assets.\n<\/p>\n\n<p>\nThese investments are regulated by SEBI.\n<\/p>\n\n<h3>Examples of Mutual Fund Companies<\/h3>\n\n<p><strong>Public Sector Mutual Funds<\/strong><\/p>\n\n<ul>\n<li>SBI Mutual Fund<\/li>\n<li>UTI Mutual Fund<\/li>\n<\/ul>\n\n<p><strong>Private Mutual Funds<\/strong><\/p>\n\n<ul>\n<li>HDFC Mutual Fund<\/li>\n<li>ICICI Prudential Mutual Fund<\/li>\n<li>Nippon India Mutual Fund<\/li>\n<\/ul>\n\n<h3>Categories of Mutual Funds<\/h3>\n\n<ul>\n<li>Small Cap<\/li>\n<li>Mid Cap<\/li>\n<li>Large Cap<\/li>\n<\/ul>\n\n<p>\nBased on investment duration:\n<\/p>\n\n<ul>\n<li>Short-term<\/li>\n<li>Mid-term<\/li>\n<li>Long-term<\/li>\n<\/ul>\n\n<h3>Investment Methods<\/h3>\n\n<ul>\n<li>SIP (Systematic Investment Plan)<\/li>\n<li>Lump Sum Investment<\/li>\n<\/ul>\n\n<h3>Popular Investment Apps<\/h3>\n\n<ul>\n<li>Groww<\/li>\n<li>Zerodha Coin<\/li>\n<li>Upstox<\/li>\n<li>Angel One<\/li>\n<li>Paytm Money<\/li>\n<\/ul>\n\n<p>\nMutual fund investments are market-linked. This means returns can increase or decrease depending on market conditions and company performance.\n<\/p>\n\n<p>\nUnlike savings accounts, mutual fund returns are not guaranteed.\n<\/p>\n\n<p>\nWithdrawals from most mutual funds are generally processed within approximately 1\u20137 working days depending on the scheme type and platform.\n<\/p>\n\n<hr>\n\n<h2>4. CKYC and Mobile-Based Financial Services<\/h2>\n\n<p>\nToday, banking, insurance, and mutual fund sectors commonly use CKYC (Central KYC).\n<\/p>\n\n<p>\nOnce CKYC verification is properly completed, many financial services can be accessed digitally without repeatedly visiting offices.\n<\/p>\n\n<p>\nPeople can now use smartphones for:\n<\/p>\n\n<ul>\n<li>Deposits<\/li>\n<li>Withdrawals<\/li>\n<li>SIP investments<\/li>\n<li>Insurance premium payments<\/li>\n<li>Account modifications<\/li>\n<li>Online KYC updates<\/li>\n<\/ul>\n\n<p>\nThis has made financial participation easier even for ordinary people with smaller incomes.\n<\/p>\n\n<p>\nEarlier, many services required physically visiting offices repeatedly. Today, many services can be completed directly through mobile applications.\n<\/p>\n\n<hr>\n\n<h2>5. Understanding the Difference<\/h2>\n\n<h3>Banks<\/h3>\n\n<ul>\n<li>Safety<\/li>\n<li>Daily transactions<\/li>\n<li>Emergency savings<\/li>\n<li>Salary accounts<\/li>\n<\/ul>\n\n<h3>Insurance<\/h3>\n\n<ul>\n<li>Family protection<\/li>\n<li>Medical emergencies<\/li>\n<li>Financial security during unexpected events<\/li>\n<\/ul>\n\n<h3>Mutual Funds<\/h3>\n\n<ul>\n<li>Long-term investment<\/li>\n<li>Wealth creation<\/li>\n<li>Inflation-beating growth<\/li>\n<\/ul>\n\n<p>\nEach financial product serves a different purpose and should not be confused with one another.\n<\/p>\n\n<hr>\n\n<h2>Conclusion<\/h2>\n\n<p>\nFinancial awareness is essential in today\u2019s world. Understanding the difference between banking, insurance, and investments helps people make safer and smarter financial decisions.\n<\/p>\n\n<p>\nRBI, IRDAI, and SEBI play important roles in protecting customers and maintaining trust in India\u2019s financial system.\n<\/p>\n\n<p>\nEven small financial steps taken consistently can gradually build long-term financial stability and security.\n<\/p>\n\n<\/div>\n\n<!-- ========================================= -->\n<!-- PAITE VERSION -->\n<!-- ========================================= -->\n\n<div id=\"paite-section\" style=\"display:none;\">\n\n<h1>Banking, Insurance leh Mutual Fund Tungtang Theihbehna<\/h1>\n\n<p style=\"margin-top:-8px; font-size:16px; color:gray;\">\nBy Chinzakhual Khuptong (Steve)\n<\/p>\n\n<h2>Mimalte Ading Financial Awareness Guide<\/h2>\n\n<hr>\n\n<p>\nTulai khovel ah sum leh pai tawh kisai theihna a poimawh mahmah hi. Tuni in mi tamtak in bank, insurance leh investment platform te zang vek uh ahihhang in, hiai teng bang chibang ahi ua leh, bang a,aki batlouh na , chih theichian nailou tamtak om  hi.\n<\/p>\n\n<p>\nIndia gam ah financial system a enkawl tu regulator lian pen thum om hi:\n<\/p>\n\n<ul>\n<li><strong>RBI<\/strong> \u2192 Bank te enkawl tu<\/li>\n<li><strong>IRDAI<\/strong> \u2192 Insurance company te enkawl tu<\/li>\n<li><strong>SEBI<\/strong> \u2192 Stock market leh mutual fund te enkawl tu<\/li>\n<\/ul>\n\n<p>\nHiai regulator te in customer humbitna, financial system bitna leh diktattak a thil hi ding in a nasepna uh na enkai tou den ua,a nasep na uh a dik lou om leh hiai enkai tute theih sak pah pah ding ahi.\n<\/p>\n\n<hr>\n\n<h2>1. Banking leh RBI<\/h2>\n\n<p>\nBank ahih leh:\n<\/p>\n\n<ul>\n<li>Sum koihna<\/li>\n<li>Sum lakna<\/li>\n<li>Salary lutna<\/li>\n<li>Transfer bawlna<\/li>\n<li>Bill piakna<\/li>\n<li>Loan lakna<\/li>\n<\/ul>\n\n<p>\nding a zat pen ahi.\n<\/p>\n\n<p>\nBank chuh sum pung sakna ding sang in bitna leh awlsamna lam a ding in, a hoih zaw hi.\n<\/p>\n\n<p>\nSavings account ah interest tawm hi. Himahleh FD (Fixed Deposit) leh RD (Recurring Deposit) te ah sum i koih leh a pung saving account sang in tam zaw deuh thei hi.\n<\/p>\n\n<h3>Bank khenkhat te<\/h3>\n\n<ul>\n<li>SBI<\/li>\n<li>HDFC Bank<\/li>\n<li>ICICI Bank<\/li>\n<li>Axis Bank<\/li>\n<\/ul>\n\n<h3>Banking Apps khenkhat te<\/h3>\n\n<ul>\n<li>YONO SBI<\/li>\n<li>HDFC MobileBanking<\/li>\n<li>iMobile Pay<\/li>\n<li>Axis Mobile<\/li>\n<\/ul>\n\n<p>\nHiai apps te ahihleh Play Store leh Apple App Store te ah download theih ahi.\n<\/p>\n\n<p>\nHiai apps zang in transfer, deposit, bill payment, UPI payment, balance check leh account modify hih theih hi.\n<\/p>\n\n<p>\nRBI in bank te a enkawl a, banking system muanhuai leh bit ding in a enkol hi.\n<\/p>\n\n<hr>\n\n<h2>2. Insurance leh IRDAI<\/h2>\n\n<p>\nInsurance chuh sum pungsakna ding sang in sum humbitna ding hi zaw ahi.\n<\/p>\n\n<p>\nEmergency, natna, accident leh sihna hun a sum lam buaina tawmna ding a hih ding ahi.\n<\/p>\n\n<h3>Insurance Chi tuam tuam te<\/h3>\n\n<ul>\n<li>Life Insurance<\/li>\n<li>Health Insurance<\/li>\n<li>Vehicle Insurance<\/li>\n<li>Accident Insurance<\/li>\n<\/ul>\n\n<h3>Insurance Company te<\/h3>\n\n<ul>\n<li>LIC<\/li>\n<li>HDFC Life<\/li>\n<li>ICICI Lombard<\/li>\n<li>Star Health<\/li>\n<\/ul>\n\n<h3>Insurance Apps zat theih te<\/h3>\n\n<ul>\n<li>LIC Customer App<\/li>\n<li>HDFC Life App<\/li>\n<li>Policybazaar<\/li>\n<li>ACKO Insurance<\/li>\n<\/ul>\n\n<p>\nHiai apps te zang in insurance lakna, premium piakna, policy download, claim filing leh coverage te etna hih na in zat theih hi.\n<\/p>\n\n<p>\nLife insurance ah premium tawmchik piak a,assured amount tam tak nei leh, hun sawttak sung cover neih te ahoih  hi.\n<\/p>\n\n<p>\nA ngim pen chu mi khat a sih khak leh a innkuan, a nu leh pa, a tate leh a sanggamten sum lam a buaina nei lou ding ahi. a insured mipa or minu a sih leh a nominee in sum tampi mu ding chih na ahi.\n<\/p>\n\n<p>\nIRDAI in insurance company te a enkawl a customer te a humbit hi.Dan lou bang a thil hih om uh leh hai te kia report pah ding ahi\n<\/p>\n\n<hr>\n\n<h2>3. Mutual Fund leh Investment<\/h2>\n\n<p>\nMutual fund ahihleh hun sawttak leh tawm chik sung hi thei, a dia , sum sukpungna ding a investment bawlna ahi.\n<\/p>\n\n<p>\nMutual fund ten  mipi sum khawm ua stock, bond leh government security te bang ah invest uh hi.Mutual fund hih ten huai a , a sum pung pen share nei ban uh chihna ahi,huai te a kipei chihna ahi \n<\/p>\n\n<p>\nSEBI in hiai investment system te a enkawl hi, huai ziak a buai na i neih leh complaint pah ding ahi.\n<\/p>\n\n<h3>Mutual Fund Company leh Mutual fund hih theihna te<\/h3>\n\n<ul>\n<li>SBI Mutual Fund<\/li>\n<li>UTI Mutual Fund<\/li>\n<li>HDFC Mutual Fund<\/li>\n<li>ICICI Prudential Mutual Fund<\/li>\n<li>Nippon India Mutual Fund<\/li>\n<\/ul>\n\n<h3>Mutual Fund Khen Dan<\/h3>\n\n<ul>\n<li>Small Cap<\/li>\n<li>Mid Cap<\/li>\n<li>Large Cap<\/li>\n<\/ul>\n\n<p>\nHun dungzui in:\n<\/p>\n\n<ul>\n<li>Short-term<\/li>\n<li>Mid-term<\/li>\n<li>Long-term<\/li>\n<\/ul>\n\n<h3>Investment Dan<\/h3>\n\n<ul>\n<li>SIP \u2192 tawmchik tawmchik invest zelna,kikhol tou tou kha teng a Rs 100 rs 500 rs 1000 chih dan bang<\/li>\n<li>Lump Sum \u2192 khatvei thu a alom a invest na<\/li>\n<\/ul>\n\n<h3>Investment Apps zat theih te<\/h3>\n\n<ul>\n<li>Groww<\/li>\n<li>Zerodha Coin<\/li>\n<li>Upstox<\/li>\n<li>Angel One<\/li>\n<li>Paytm Money<\/li>\n<\/ul>\n\n<p>\nHiai apps te chuh Play Store leh Apple App Store ah download theih ahi.\n<\/p>\n\n<p>\nHiai apps te SIP bawlna, mutual fund invest na, stock lei na, portfolio etna leh withdrawal bawlna in zat theih hi.\n<\/p>\n\n<p>\nMutual fund ahihleh market tawh kizop ahi ziak in a pung thei a, a kiam thei hi.\n<\/p>\n\n<p>\nMarket leh company performance dungzui in kikheng thei hi. Short-term ah a kiam thei a, hun sawt ah a pung tam deuh thei hi.\n<\/p>\n\n<p>\nSavings account bang a guarantee return nei ahi kei hi.Ahih ziak in a pung hoih zaw tham tangpi mah mah hi.\n<\/p>\n\n<p>\nWithdrawal chuh a tangpi in 1\u20137 working days sung vel la thei hi.Ut hun hun in redeem theih hi.\n<\/p>\n\n<hr>\n\n<h2>4. CKYC leh Mobile Phone Zatna<\/h2>\n\n<p>\nTulai in banking, insurance leh mutual fund te in CKYC khat zangkhawm vek uh hi.\n<\/p>\n\n<p>\nCKYC fel tak i neih leh office pha lou in mobile phone apan:\n<\/p>\n\n<ul>\n<li>Deposit<\/li>\n<li>Withdrawal<\/li>\n<li>SIP<\/li>\n<li>Insurance premium payment<\/li>\n<li>Account modify<\/li>\n<li>KYC update<\/li>\n<\/ul>\n\n<p>\nte hih theih vek hi.\n<\/p>\n\n<p>\nTulai in mi sum tawmchik nei te nangawn in phone zang in financial system sung ah tel thei ta uh hi.smartphone tung tawn apan awlsam chik a, ahih theih tak ziak in\n<\/p>\n\n<hr>\n\n<h2>5. hai thil thum te ki batlouhna te<\/h2>\n\n<h3>Bank<\/h3>\n\n<ul>\n<li>Sum bitna<\/li>\n<li>Daily transaction<\/li>\n<li>Emergency savings<\/li>\n<li>Salary account<\/li>\n<\/ul>\n\n<h3>Insurance<\/h3>\n\n<ul>\n<li>Family sum lam ah humbitna<\/li>\n<li>Medical emergency<\/li>\n<li>Unexpected buaina hun ah<\/li>\n<\/ul>\n\n<h3>Mutual Fund<\/h3>\n\n<ul>\n<li>Hun sawt investment ah<\/li>\n<li>Wealth creation ah<\/li>\n<li>Inflation (Vanman Khang na) sang a &#8220;a pung tam zaw ding ahi&#8221;<\/li>\n<\/ul>\n\n<p>\nHiai financial product teng a ngim uh kibang lou ahi.\n<\/p>\n\n<hr>\n\n<h2>Thukhitna<\/h2>\n\n<p>\nFinancial awareness chuh tulai khovel ah poimawh mahmah ahi. Banking, insurance leh investment te ki batlouh na, theih chuh sum leh pai tawh kisai, zekna leh etkol na ding in poimawh mah mah hi.\n<\/p>\n\n<p>\nRBI, IRDAI leh SEBI te in India financial system muanhuai leh bit mah mah na ding in nasem uh hi.\n<\/p>\n\n<p>\nFinancial step tawmchik tawmchik lakna apanin le, hun sawt thu in  financial lam ah bitna leh hamphatna hontun theih hi.\n<\/p>\n\n<\/div>\n&#8220;`\n","protected":false},"excerpt":{"rendered":"<p>English Paite Understanding Banking, Insurance, and Mutual Funds in India By Chinzakhual Khuptong (Steve) A Simple Financial Awareness Guide for Everyone Financial literacy is becoming increasingly important in modern life. Today, almost everyone uses banks, insurance services, or investment platforms in some form. However, many people still do not clearly understand how these systems work, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[10,8,9],"tags":[],"class_list":["post-248","post","type-post","status-publish","format-standard","hentry","category-digital-advocacy","category-society","category-technology"],"jetpack_publicize_connections":[],"_links":{"self":[{"href":"https:\/\/quals21.in\/index.php?rest_route=\/wp\/v2\/posts\/248","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/quals21.in\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/quals21.in\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/quals21.in\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/quals21.in\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=248"}],"version-history":[{"count":5,"href":"https:\/\/quals21.in\/index.php?rest_route=\/wp\/v2\/posts\/248\/revisions"}],"predecessor-version":[{"id":265,"href":"https:\/\/quals21.in\/index.php?rest_route=\/wp\/v2\/posts\/248\/revisions\/265"}],"wp:attachment":[{"href":"https:\/\/quals21.in\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=248"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/quals21.in\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=248"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/quals21.in\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=248"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}